Interest Rates
  1. Best Term Deposit
  2. Ing Term Deposit Maturity Instructions

Highest variable rate

  1. To open a Business Term Deposit, you need a minimum deposit of $10,000. Business bank account details (to link to your Business Term Deposit). Please note, the ING Orange Everyday is a personal.
  2. Take advantage of a great interest rate and enjoy the comfort of knowing your investment is guaranteed for the term you choose. Open an Account Sign Me Up.

Setting it apart from the rest, the ING Term Deposit offers an extensive variety of term options, starting from as little as 3 months right up to 2 years. As with most term deposits, the interest rates generally. Personal Term Deposits require a minimum opening deposit of $10,000. The interest rates that apply to Personal Term Deposits are the interest rates that are current on the date the term deposit is opened. Term deposit rates are pretty low at the moment, but that doesn’t mean you can’t snap up a better rate for yourself. Savings has collated some of the highest term deposit rates available this month for a variety of term lengths. High short term deposit.

For customers who also have an Orange Everyday bank account and do these things each month:
1. Deposit $1,000+ (from an external account)
2. Make 5+ card purchases (settled, not pending) and
3. Grow their nominated Savings Maximiser balance (excluding interest).
Available on one account for balances up to $100,000 with the additional variable rate applied the month after eligibility criteria has been met.

variable rate (incl. % p.a. additional variable rate)

Personal Term Deposits

Competitive interest rates, fixed for the term. Minimum opening deposit of $10,000.

Interest Rates
Interest Rates

$150,000 and over

Applies to your total balance, not just amounts $150,000 and over.

$50,000 - $149,999.99

Applies to your total balance, not just amounts $50,000 and over.

The combined total deposits in all your Savings Accelerator account(s) shouldn't exceed $5 million, whether account(s) are in individual or joint name(s).
  • Deposits

What is a term deposit?

Best Term Deposit

A safe and guaranteed investment: you know, to the nearest penny, just how much you will have built up by the time your deposit matures.

A term deposit allows you to invest your money:

  • for a predetermined period of time;
  • at a predetermined fixed rate of interest;
  • free of all charges (unless redeemed early).

Ing Term Deposit Maturity Instructions

A term deposit allows you to benefit from the best rates on the money market in return for being obliged to block your money for the term of the deposit.

What term periods can I choose from for my term deposit?

You can choose the term period that best suits your needs. The term periods generally available are:

  • 1 month
  • 2 months
  • 3 months
  • 6 months
  • Or 12 months
Deposit

Which currencies are available for my term deposit?

At ING Luxembourg, term deposits are available in nine currencies:

Deposit
  • Euro (EUR)
  • Swiss franc (CHF)
  • Pounds sterling (GBP)
  • Danish krone (DKK)
  • US dollar (USD)
  • Canadian dollar (CAD)
  • Australian dollar (AUD)
  • New Zealand dollar (NZD)
  • Japanese yen (JPY)

The interest on term deposits is fixed daily, based on the money market trends for the specific currency over the period of time concerned. The rates are also commensurate with the sum deposited. The resulting rate will be fixed for the full term of your deposit. The minimum deposit is 25,000 euros, or the equivalent value, to ensure that you get the most advantageous rate.

For today’s interest rates on term deposits, contact your local branch.

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